Let us be your borrowing power.
Whether you’re a first time buyer, or building your real estate empire, Pro Funds is ready to help with your financing needs.
Why work with a mortgage broker?
Working with a mortgage brokerage offers several benefits over working with a bank. Let’s compare the difference.
| PRO FUNDS MORTGAGES | BANK |
|---|---|
| Mortgage & Real Estate Focused. Pro Funds specializes in all types of real estate investor financing. This includes navigating complex scenarios and implementing creative strategies to accelerate your real estate portfolio growth. | Banking Focused. Banks focus on the single mortgage situation at hand and do not offer solutions for long term real estate investment goals. |
| One Credit Check. A mortgage broker will perform only one credit check while sourcing multiple mortgage options at various banks. | Multiple Credit Checks. If you intend to rate shop, each bank you work with will perform their own credit check resulting in several hits on your credit. |
| One Stop Shop. Pro Funds specializes in all types of mortgage financing including residential, commercial and construction and development. We work with conventional, alternative and private lenders and are focused on finding the best mortgage solution to suit your needs. | Limited Scope. Banks offer standard mortgage products, and may not be able to satisfy complex scenarios that involve alternative approaches beyond their lending abilities. |
| Negotiates on Your Behalf. Pro Funds works for you to source various lenders and product options to get you the best suited mortgage product, so that you don’t have to. | You Must Negotiate For Yourself. When trying to find the best rate and mortgage product at the bank, you will have to negotiate with different lenders in order to obtain a solution that best suits your needs. |
| Ongoing Relationship. Pro Funds forms a relationship with our clients to understand their overall real estate goals and we can provide advice on future acquisitions or refinances. | Restricted Relationship. Typically once a mortgage is complete, your bank may not follow up to discuss future investing strategies, financing advice, etc. |
The Pro Funds difference
What sets us apart from the average bank or broker? Our expert knowledge and firsthand experience in real estate gives us a competitive edge in making your dream purchase a reality. Regardless of how simplistic, challenging or complex a financing situation is, Pro Funds Mortgages is a partner you can entrust to find a solution that best aligns with your investment strategy.
Institutional Financing
RESIDENTIAL & COMMERCIAL FINANCING
Pro Funds Mortgages specializes in all types of mortgage financing including residential, commercial, construction and development. With access to a vast network of lenders, we are focused on getting you the best rate and product to suit your needs.
Institutional residential financing
Residential offerings
Residential properties with 1-4 units
Rental & owner-occupied properties
Pre-construction properties
Construction & renovation properties
Vacation homes & rental properties
Self-employed individuals
Finance under a corporation
Student rentals
Alternative lending is an option!
Pro Funds has access to numerous alternative lending institutions outside of traditional bank lenders! These lenders such as Credit Unions and Trust companies, typically offer a wider variety of more creative financing solutions and a lower barrier of entry to qualifying, for those that don’t fit within the standard bank lending criteria.
Institutional commercial financing
Commercial Offerings
Multi-residential properties with 5+ properties
Commercial or industrial properties
Mixed use properties
Vacant land
Equity Takeout
Evaluating a commercial property.
When evaluating a commercial property, always prepare your own proformas and make sure to confirm that all expenses are included (Ex. snow removal, landscaping, garbage disposal, water, maintenance, vacancy). These are common expenses that tend be overlooked and can make a big difference in determining the viability of the property you want to purchase!
Private Financing
BORROWING BEYOND THE BANK
Private mortgage financing has become a great alternative solution for borrowers since rigid bank lending requirements have restricted the ability for many real estate investors to obtain institutional financing.
What we finance
Land, construction & development properties
Residential properties
Commercial properties
Industrial properties
Condo conversions
Self employed individuals
Renovations & flips
Distressed properties
Challenged credit situations
Vacation properties
Benefits & features of private financing
Do’s & Don’ts to mortgage financing
